EXHIBIT 23.1



            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We consent to the  incorporation  by reference  in this  Current  Report on Form
8-K/A of Oak Hill  Financial,  Inc. of our report dated  January 27, 2005 on the
consolidated   financial   statements  of  Lawrence  Financial  Holdings,   Inc.
incorporated by reference in the Annual Report of Lawrence  Financial  Holdings,
Inc. on Form 10-KSB for the year ended December 31, 2004.



/s/ Crowe Chizek and Company LLC

Columbus, Ohio
June 17, 2005


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