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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (date of earliest event reported): November 4, 2005
ATLANTIC BANCGROUP, INC.
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(Exact name of registrant as specified in its charter)
Florida 001-15061 59-3543956
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(State or other jurisdiction Commission File Number (I.R.S. Employer
Of incorporation) Identification No.)
1315 South Third Street
Jacksonville Beach, Florida 32250
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(address of principal executive offices)
Registrant's telephone number: (904) 247-9494
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ITEM 2.02. Results of Operation and Financial Condition
On November 4, 2005, Atlantic BancGroup, Inc. (the "Company") issued a press
release announcing its financial results for the quarter ended September 30,
2005. A copy of the press release is furnished as Exhibit 99.1 to this report.
ITEM 9.01. Financial Statements and Exhibits.
(c) Exhibits.
The following exhibit is being furnished with this Report:
99.1 Press Release (solely furnished and not filed for purposes of Item 9.01).
Date: November 4, 2005
Atlantic BancGroup, Inc.
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(Registrant)
By: /s/ David L. Young
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David L. Young
Executive Vice President and
Chief Financial Officer