Exhibit 32

                           CERTIFICATIONS PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In  connection  with the  Quarterly  Report  on Form  10-Q of  Peapack-Gladstone
Financial  Corporation,  (the  "Corporation")  for the  quarterly  period  ended
September 30, 2005 as filed with the Securities  and Exchange  Commission on the
date hereof (the "Report"),  Frank A. Kissel,  as Chief Executive Officer of the
Corporation,  and Arthur F. Birmingham,  as Chief Financial Officer, each hereby
certifies,  pursuant  to 18  U.S.C.  (section)  1350,  as  adopted  pursuant  to
(section)  906 of the  Sarbanes-Oxley  Act of  2002,  that,  to the  best of his
knowledge:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and

(2) The  information  contained in the Report fairly  presents,  in all material
respects, the financial condition and results of operations of the Corporation.



/s/ Frank A. Kissel
- ------------------------------
Name:  Frank A. Kissel
Title: Chief Executive Officer
Date:  November 7, 2005


/s/ Arthur F. Birmingham
- ------------------------------
Name:  Arthur F. Birmingham
Title: Chief Financial Officer
Date:  November 7, 2005


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