PEOPLES-SIDNEY FINANCIAL CORPORATION
                                   EXHIBIT 32

                            CERTIFICATION PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with then Quarterly Report of Peoples-Sidney Financial Corporation
(the  "Corporation")  on Form 10-QSB for the period  ended  December 31, 2005 as
furnished  with  the  Securities  and  Exchange  Commission  on the date of this
Certification  (the  "Report"),  I, Douglas  Stewart,  the  President  and Chief
Executive Officer of the Corporation, and, I, Debra A. Geuy, the Chief Financial
Officer and Treasurer of the  Corporation,  certify,  pursuant to section 906 of
the Sarbanes-Oxley Act of 2002, that:

      (1)   the  Report  fully   complies   with  the  requirements  of  section
            13(a) or 15(d) of the Securities Exchange Act of 1934; and

      (2)   the  information  contained   in  the  Report  fairly  presents,  in
            all  material  respects,  the  financial  condition  and  results of
            operations of the Corporation.


                       /s/ Douglas Stewart
                       -----------------------------------
                       Douglas Stewart, President and Chief Executive Officer

                       Date:  February 14, 2006



                       /s/ Debra A. Geuy
                       -----------------------------------
                       Debra A. Geuy, Chief Financial Officer and Treasurer

                       Date:  February 14, 2006

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