UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2006 ------------- FFD Financial Corporation (Exact name of registrant as specified in its charter) Ohio 0-27916 34-1921148 - ------------------------------------------------------------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 321 North Wooster Avenue, Dover, Ohio 44622 --------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (330) 364-7777 -------------- ------------------------------------------------------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [_] Written communications pursuant to Rule 425 under the Securities Act (17 Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [_] Written communications pursuant to Rule 425 under the Securities Act (17 Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [_] Written communications pursuant to Rule 425 under the Securities Act (17 Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 2 - Financial Information Item 2.02 Results of Operations and Financial Condition. - --------------------------------------------------------------- On July 31, 2006, FFD Financial Corporation issued a press release regarding its earnings for the quarter and fiscal year ended June 30, 2006. The press release is attached as Exhibit 99 hereto and is incorporated herein by reference. Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits. - ----------------------------------------------- (a) -- (c). Not applicable. (d) Exhibits. Description ----------- 99 Press Release of FFD Financial Corporation dated July 31, 2006 SIGNATURES ---------- Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FFD FINANCIAL CORPORATION By:/s/ Trent B. Troyer ------------------------------------- Trent B. Troyer President and Chief Executive Officer Date: July 31, 2006