SUBSIDIARIES OF THE REGISTRANT State of Percentage Incorporation of or Parent Subsidiary Ownership Organization ------ ---------- --------- ------------ First Midwest First Federal 100% Federal Financial, Inc. Savings Bank of the Midwest First Midwest Security State 100% Iowa Financial, Inc. Bank First Federal First Services 100% Iowa Savings Bank of Financial Limited the Midwest First Services Brookings Service 100% South Dakota Financial Limited Corporation The financial statements of First Midwest Financial, Inc. are consolidated with those of its subsidiaries.