<ARTICLE> 5
<LEGEND>
THIS SCHEDULE  CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM FINANCIAL
STATEMENTS OF FINCA CONSULTING, INC. AND SUBSIDIARIES AT AND FOR THE NINE MONTHS
ENDED  SEPTEMBER  30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS. 
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                       2,791,100
<SECURITIES>                                 1,655,936
<RECEIVABLES>                                   11,267
<ALLOWANCES>                                         0
<INVENTORY>                                          0
<CURRENT-ASSETS>                             5,828,308
<PP&E>                                         933,001
<DEPRECIATION>                                 323,657
<TOTAL-ASSETS>                               6,712,662
<CURRENT-LIABILITIES>                        2,177,006
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                         43
<COMMON>                                        21,466
<OTHER-SE>                                   4,468,515
<TOTAL-LIABILITY-AND-EQUITY>                 6,712,662
<SALES>                                              0
<TOTAL-REVENUES>                            22,468,216
<CGS>                                                0
<TOTAL-COSTS>                               17,221,490
<OTHER-EXPENSES>                             7,836,021
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                            (2,589,295)
<INCOME-TAX>                                         0
<INCOME-CONTINUING>                        (2,589,295)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                               (2,589,295)
<EPS-PRIMARY>                                   (1.21)
<EPS-DILUTED>                                   (1.21)