<ARTICLE> 9
<LEGEND>
THE  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION   EXTRACTED  FROM  THE
CONSOLIDATED  BALANCE  SHEET AND THE  CONSOLIDATED  STATEMENT OF INCOME FILES AS
PART OF THE  QUARTERLY  REPORT ON FORM  10-qAND IS  QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                             692
<INT-BEARING-DEPOSITS>                           3,382
<FED-FUNDS-SOLD>                                 1,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      4,016
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         93,181
<ALLOWANCE>                                        411
<TOTAL-ASSETS>                                 105,522
<DEPOSITS>                                      78,613
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                363
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            18
<OTHER-SE>                                      26,528
<TOTAL-LIABILITIES-AND-EQUITY>                 105,522
<INTEREST-LOAN>                                  5,585
<INTEREST-INVEST>                                  187
<INTEREST-OTHER>                                   279
<INTEREST-TOTAL>                                 6,052
<INTEREST-DEPOSIT>                               2,977
<INTEREST-EXPENSE>                               2,977
<INTEREST-INCOME-NET>                            3,075
<LOAN-LOSSES>                                       26
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,530
<INCOME-PRETAX>                                  1,565
<INCOME-PRE-EXTRAORDINARY>                       1,008
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,008
<EPS-PRIMARY>                                      .61
<EPS-DILUTED>                                      .61
<YIELD-ACTUAL>                                    3.99
<LOANS-NON>                                        759
<LOANS-PAST>                                       397
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   397
<CHARGE-OFFS>                                       15
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                  411
<ALLOWANCE-DOMESTIC>                               411
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0