<ARTICLE> 9
<MULTIPLIER>         1,000
       
                             
<PERIOD-TYPE>                   9-MOS
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<PERIOD-END>                               MAR-31-1999
<CASH>                                           9,635
<INT-BEARING-DEPOSITS>                               0
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<DEPOSITS>                                   1,091,500
<SHORT-TERM>                                    49,863
<LIABILITIES-OTHER>                             20,429
<LONG-TERM>                                    307,068
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<OTHER-SE>                                     103,850
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<INTEREST-LOAN>                                 59,544
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