<ARTICLE>      5
<LEGEND>

This schedule  contains  financial  information  extracted from the consolidated
balance  sheet and the  consolidated  statement  of income  filed as part of the
report on Form 10-QSB and is  qualified  in its  entirety by  reference  to such
report on Form 10-QSB.
</LEGEND>

<CIK>                               0000915127
<NAME>                              PHC, Inc.
<MULTIPLIER>                        1
<CURRENCY>                          US

                                
<PERIOD-TYPE>                       6-MOS
<FISCAL-YEAR-END>                   JUN-30-2000
<PERIOD-START>                      JUL-1-1999
<PERIOD-END>                        DEC-31-1999
<EXCHANGE-RATE>                     1.000
<CASH>                              25,034
<SECURITIES>                        0
<RECEIVABLES>                       9,613,350
<ALLOWANCES>                        3,398,687
<INVENTORY>                         0
<CURRENT-ASSETS>                    6,556,595
<PP&E>                              2,531,407
<DEPRECIATION>                      1,106,326
<TOTAL-ASSETS>                      14,236,153
<CURRENT-LIABILITIES>               8,286,949
<BONDS>                             0
<PREFERRED-MANDATORY>               0
<PREFERRED>                         8
<COMMON>                            64,768
<OTHER-SE>                          2,610,826
<TOTAL-LIABILITY-AND-EQUITY>        14,236,153
<SALES>                             0
<TOTAL-REVENUES>                    8,871,560
<CGS>                               0
<TOTAL-COSTS>                       9,448,536
<OTHER-EXPENSES>                    385,278
<LOSS-PROVISION>                    1,068,388
<INTEREST-EXPENSE>                  385,278
<INCOME-PRETAX>                     (638,017)
<INCOME-TAX>                        100
<INCOME-CONTINUING>                 (638,117)
<DISCONTINUED>                      0
         <EXTRAORDINARY>            0
<CHANGES>                           0
<NET-INCOME>                        (638,117)
<EPS-BASIC>                         (.11)
<EPS-DILUTED>                       (.11)