<ARTICLE> 5 <LEGEND> This schedule contains summary financial information extracted from the consolidated balance sheet and the consolidated statement of income filed as part of the report on Form 10-Q and is qualified in its entirety by reference to such report on Form 10-Q. </LEGEND> <CIK> 0000915127 <NAME> PHC, Inc. <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> JUN-30-1996 <PERIOD-START> JUL-01-1995 <PERIOD-END> MAR-31-1996 <CASH> 82,552 <SECURITIES> 0 <RECEIVABLES> 10,728,660 <ALLOWANCES> 1,638,035 <INVENTORY> 0 <CURRENT-ASSETS> 9,890,797 <PP&E> 9,611,081 <DEPRECIATION> 1,332,062 <TOTAL-ASSETS> 20,034,695 <CURRENT-LIABILITIES> 4,175,350 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 32,191 <OTHER-SE> 6,649,985 <TOTAL-LIABILITY-AND-EQUITY> 20,034,695 <SALES> 0 <TOTAL-REVENUES> 16,100,814 <CGS> 0 <TOTAL-COSTS> 15,576,391 <OTHER-EXPENSES> 758,301 <LOSS-PROVISION> 968,818 <INTEREST-EXPENSE> 629,988 <INCOME-PRETAX> (62,528) <INCOME-TAX> 0 <INCOME-CONTINUING> (62,528) <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (62,528) <EPS-PRIMARY> (.02) <EPS-DILUTED> (.02)