<ARTICLE>                     5
<LEGEND>
     This schedule  contains summary  financial  information  extracted from the
consolidated  balance  sheet and the  consolidated  statement of income filed as
part of the report on Form 10-Q and is qualified in its entirety by reference to
such report on Form 10-Q.
</LEGEND>
<CIK>                         0000915127
<NAME>                        PHC, Inc.
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              JUN-30-1996
<PERIOD-START>                                 JUL-01-1995
<PERIOD-END>                                   MAR-31-1996
<CASH>                                         82,552
<SECURITIES>                                   0
<RECEIVABLES>                                  10,728,660
<ALLOWANCES>                                   1,638,035
<INVENTORY>                                    0
<CURRENT-ASSETS>                               9,890,797
<PP&E>                                         9,611,081
<DEPRECIATION>                                 1,332,062
<TOTAL-ASSETS>                                 20,034,695
<CURRENT-LIABILITIES>                          4,175,350
<BONDS>                                        0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       32,191
<OTHER-SE>                                     6,649,985
<TOTAL-LIABILITY-AND-EQUITY>                   20,034,695
<SALES>                                        0
<TOTAL-REVENUES>                               16,100,814
<CGS>                                          0
<TOTAL-COSTS>                                  15,576,391
<OTHER-EXPENSES>                               758,301
<LOSS-PROVISION>                               968,818
<INTEREST-EXPENSE>                             629,988
<INCOME-PRETAX>                                (62,528)
<INCOME-TAX>                                   0
<INCOME-CONTINUING>                            (62,528)
<DISCONTINUED>                                 0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   (62,528)
<EPS-PRIMARY>                                  (.02)
<EPS-DILUTED>                                  (.02)