<ARTICLE>                      5
<LEGEND>
     This  schedule   contains   financial   information   extracted   from  the
consolidated  balance  sheet and the  consolidated  statement of income filed as
part of the report on Form 10-QSB and is  qualified in its entirety by reference
to such report on Form 10-QSB.

</LEGEND>
<CIK>                          0000915127
<NAME>                         PHC, Inc.
<MULTIPLIER>                   1
<CURRENCY>                     US
       
                            
<PERIOD-TYPE>                  3-MOS
<FISCAL-YEAR-END>              JUN-30-1999
<PERIOD-START>                 JUL-1-1998
<PERIOD-END>                   SEP-30-1998
<EXCHANGE-RATE>                1.000
<CASH>                         81,275
<SECURITIES>                   0
<RECEIVABLES>                  11,370,337
<ALLOWANCES>                   3,539,637
<INVENTORY>                    0
<CURRENT-ASSETS>               8,735,304
<PP&E>                         3,071,281
<DEPRECIATION>                 946,796
<TOTAL-ASSETS>                 16,970,435
<CURRENT-LIABILITIES>          8,282,748
<BONDS>                        0
<PREFERRED-MANDATORY>          0
<PREFERRED>                    10
<COMMON>                       56,626
<OTHER-SE>                     4,402,018
<TOTAL-LIABILITY-AND-EQUITY>   16,970,435
<SALES>                        0
<TOTAL-REVENUES>               4,911,295
<CGS>                          0
<TOTAL-COSTS>                  4,698,323
<OTHER-EXPENSES>               172,964
<LOSS-PROVISION>               356,190
<INTEREST-EXPENSE>             286,688
<INCOME-PRETAX>                40,008
<INCOME-TAX>                   911
<INCOME-CONTINUING>            39,097
<DISCONTINUED>                 0
        <EXTRAORDINARY>        0
<CHANGES>                      0
<NET-INCOME>                   39,097
<EPS-PRIMARY>                  .01
<EPS-DILUTED>                  .01