<ARTICLE>                                   5
<LEGEND>
     This schedule  contains summary  financial  information  extracted from the
consolidated  balance  sheet and the  consolidated  statement of income filed as
part of the report on Form 10-KSB and is  qualified in its entirety by reference
to such report on Form 10-KSB.

</LEGEND>
<CIK>                              0000915127
<NAME>                             PHC, Inc
<MULTIPLIER>                       1
<CURRENCY>                         US

                                
<PERIOD-TYPE>                      YEAR
<FISCAL-YEAR-END>                  JUN-30-1999
<PERIOD-START>                     JUL-1-1998
<PERIOD-END>                       JUN-30-1999
<EXCHANGE-RATE>                    1.000
<CASH>                             381,170
<SECURITIES>                       0
<RECEIVABLES>                      10,586,075
<ALLOWANCES>                       3,647,848
<INVENTORY>                        0
<CURRENT-ASSETS>                   7,673,214
<PP&E>                             2,474,595
<DEPRECIATION>                     991,276
<TOTAL-ASSETS>                     15,027,434
<CURRENT-LIABILITIES>              9,484,495
<BONDS>                            0
<PREFERRED-MANDATORY>              0
<PREFERRED>                        8
<COMMON>                           63,401
<OTHER-SE>                         3,197,643
<TOTAL-LIABILITY-AND-EQUITY>       15,027,434
<SALES>                            0
<TOTAL-REVENUES>                   19,139,496
<CGS>                              0
<TOTAL-COSTS>                      19,691,234
<OTHER-EXPENSES>                   0
<LOSS-PROVISION>                   2,183,139
<INTEREST-EXPENSE>                 1,258,314
<INCOME-PRETAX>                    (1,294,652)
<INCOME-TAX>                       59,434
<INCOME-CONTINUING>                (1,354,086)
<DISCONTINUED>                     0
 <EXTRAORDINARY>                   0
<CHANGES>                          0
<NET-INCOME>                       (1,354,086)
<EPS-BASIC>                      (.25)
<EPS-DILUTED>                      (.25)