<ARTICLE>           5
<LEGEND>
This schedule  contains  financial  information  extracted from the consolidated
balance  sheet and the  consolidated  statement  of income  filed as part of the
report on Form 10-QSB and is  qualified  in its  entirety by  reference  to such
report on Form 10-QSB.

</LEGEND>
<CIK>                             0000915127
<NAME>                            PHC, Inc.
<MULTIPLIER>                      1
<CURRENCY>                        US

                               
<PERIOD-TYPE>                     3-MOS
<FISCAL-YEAR-END>                 JUN-30-1999
<PERIOD-START>                    JUL-1-1998
<PERIOD-END>                      SEP-30-1998
<EXCHANGE-RATE>                   1.000
<CASH>                            81,275
<SECURITIES>                      0
<RECEIVABLES>                     11,370,337
<ALLOWANCES>                      3,539,637
<INVENTORY>                       0
<CURRENT-ASSETS>                  8,587,686
<PP&E>                            3,071,281
<DEPRECIATION>                    946,796
<TOTAL-ASSETS>                    16,822,817
<CURRENT-LIABILITIES>             9,691,891
<BONDS>                           0
<PREFERRED-MANDATORY>             0
<PREFERRED>                       10
<COMMON>                          56,626
<OTHER-SE>                        4,254,400
<TOTAL-LIABILITY-AND-EQUITY>      16,822,817
<SALES>                           0
<TOTAL-REVENUES>                  4,911,295
<CGS>                             0
<TOTAL-COSTS>                     4,698,323
<OTHER-EXPENSES>                  319,448
<LOSS-PROVISION>                  356,190
<INTEREST-EXPENSE>                312,312
<INCOME-PRETAX>                   14,384
<INCOME-TAX>                      911
<INCOME-CONTINUING>               13,473
<DISCONTINUED>                    0
             <EXTRAORDINARY>      0
<CHANGES>                         0
<NET-INCOME>                      13,473
<EPS-BASIC>                       .00
<EPS-DILUTED>                     .00