<ARTICLE>             5
<LEGEND>
This schedule  contains  financial  information  extracted from the consolidated
balance  sheet and the  consolidated  statement  of income  filed as part of the
report on Form 10-QSB and is  qualified  in its  entirety by  reference  to such
report on Form 10-QSB.
</LEGEND>
<CIK>                          0000915127
<NAME>                         PHC, Inc.
<MULTIPLIER>                   1
<CURRENCY>                     US

                            
<PERIOD-TYPE>                  6-MOS
<FISCAL-YEAR-END>              JUN-30-1999
<PERIOD-START>                 JUL-1-1998
<PERIOD-END>                   DEC-31-1998
<EXCHANGE-RATE>                1.000
<CASH>                         512,801
<SECURITIES>                   0
<RECEIVABLES>                  10,085,625
<ALLOWANCES>                   3,505,310
<INVENTORY>                    0
<CURRENT-ASSETS>               8,201,235
<PP&E>                         3,022,479
<DEPRECIATION>                 925,664
<TOTAL-ASSETS>                 16,638,914
<CURRENT-LIABILITIES>          10,168,516
<BONDS>                        0
<PREFERRED-MANDATORY>          0
<PREFERRED>                    9
<COMMON>                       60,754
<OTHER-SE>                     3,361,581
<TOTAL-LIABILITY-AND-EQUITY>   16,638,914
<SALES>                        0
<TOTAL-REVENUES>               9,661,645
<CGS>                          0
<TOTAL-COSTS>                  10,225,662
<OTHER-EXPENSES>               772,434
<LOSS-PROVISION>               1,144,320
<INTEREST-EXPENSE>             772,434
<INCOME-PRETAX>                (1,058,783)
<INCOME-TAX>                   911
<INCOME-CONTINUING>            (1,059,694)
<DISCONTINUED>                 0
<EXTRAORDINARY>                0
<CHANGES>                      0
<NET-INCOME>                   (1,059,694)
<EPS-BASIC>                    (.19)
<EPS-DILUTED>                  (.19)