EXHIBIT 99
                             BIRMINGHAM UTILITIES, INC.
                             DIVIDEND REINVESTMENT PLAN
                                  ENROLLMENT FORM

Check only one of the following options:
            [ ]         FULL DIVIDEND REINVESTMENT.  I want to reinvest 
                        dividends on all shares registered in my name.
            [ ]         PARTIAL DIVIDEND REINVESTMENT.  I want to reinvest 
                        dividends on only          shares registered in my
                        name.
            [ ]         SAFEKEEPING.  I hereby transmit to the Agent for 
                        safekeeping in my name the following certificates 
                        representing shares of BIRMINGHAM UTILITIES, INC. 
                        (Requires full dividend reinvestment on shares 
                        held for safekeeping.)
                        You need not endorse the certificate for this purpose:

                        Certificate Number              Number of Shares

                        ________________________        ____________________

                        ________________________       _____________________

                        ________________________       _____________________

                        ________________________       _____________________

                        ________________________       _____________________

                        ________________________       _____________________

                   To enroll in the plan, please sign the reverse side.

THIS IS NOT A PROXY

  Completion and return of this form appoints American Stock Transfer & 
Trust Company your agent and authorizes your enrollment in the
BIRMINGHAM UTILITIES, INC. Dividend Reinvestment Plan, as indicated.
  DO NOT RETURN THIS FORM UNLESS YOU INTEND TO PARTICIPATE IN THE PLAN.
  Your participation is subject to the terms of the plan as described in the
prospectus.
  You may withdraw from the plan at any time by notifying American Stock 
Transfer & Trust Company in writing.
  Please return this card in the envelope provided to:
      Birmingham Utilities, Inc. Dividend Reinvestment Plan
      c/o American Stock Transfer & Trust Company
      Dividend Reinvestment Dept.
      40 Wall Street - 46th Floor
      New York, New York 10005

               Please enroll me in the Plan as indicated above.


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                                  (Sign here exactly as name appears at left)
                                           (All stockholders must sign)
                                  
                                  
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                                                 Date