Exhibit 10(iii)

          Summary of the Brokerage Bonus Plan under which one of the
          executive officers of the Parent Company is eligible to receive a
          bonus each year. 
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1993 BROKERAGE BONUS PLAN

The following is a summary of the Brokerage Bonus Plan for 1993:

A.  The bonus plan covers the Vice President-Brokerage Services.

B.  The Vice President-Brokerage Services may earn up to a maximum of 32.5%
    of base compensation.

C.  The bonus amount is earned ratably based on a tiered achievement scale
    relating to net pre-tax earnings of the brokerage operation.

D.  The tiered achievement scale is negotiated between the Vice 
    President-Brokerage Services and the Chairman of the Board.
                          102