Exhibit 10.30

          Twelfth Amendment to Data Processing Agreement dated
          July 1, 1995 by and between ALLTEL Financial Information
          Services, Inc. (formerly Systematics, Inc. and Systematics
          Financial Services, Inc.) and Brenton Banks Services Corp.
          (formerly Brenton Information Systems, Inc.).  This
          Twelfth Amendment to Data Processing Agreement is 
          incorporated by reference from Form 10-Q of Brenton Banks,
          Inc., for the quarter ended September 30, 1995.
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