Exhibit 10.28

Thirteenth Amendment to Data Processing Agreement dated December 1, 1995, 
by and between ALLTEL Financial Information Services, Inc. (formerly 
Systematics Financial Services, Inc.) and Brenton Bank (formerly Brenton 
Bank Services Corp.).  This Thirteenth Amendment to Data Processing 
Agreement is incorporated by reference from Form 10-K of Brenton Banks, 
Inc. for the year ended December 31, 1995.
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