<ARTICLE> 9 <CIK> 0000916396 <NAME> MFB CORP <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-2000 <PERIOD-START> OCT-01-1999 <PERIOD-END> JUN-30-2000 <EXCHANGE-RATE> 1.000 <CASH> 9,951 <INT-BEARING-DEPOSITS> 2,175 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 24,807 <INVESTMENTS-CARRYING> 18,750 <INVESTMENTS-MARKET> 18,327 <LOANS> 317,942 <ALLOWANCE> 977 <TOTAL-ASSETS> 390,212 <DEPOSITS> 230,779 <SHORT-TERM> 12,153 <LIABILITIES-OTHER> 2,323 <LONG-TERM> 112,801 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 13,093 <OTHER-SE> 19,063 <TOTAL-LIABILITIES-AND-EQUITY> 390,212 <INTEREST-LOAN> 17,978 <INTEREST-INVEST> 2,652 <INTEREST-OTHER> 188 <INTEREST-TOTAL> 20,818 <INTEREST-DEPOSIT> 7,260 <INTEREST-EXPENSE> 11,935 <INTEREST-INCOME-NET> 8,883 <LOAN-LOSSES> 345 <SECURITIES-GAINS> (34) <EXPENSE-OTHER> 6,149 <INCOME-PRETAX> 3,611 <INCOME-PRE-EXTRAORDINARY> 2,257 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,257 <EPS-BASIC> 1.63 <EPS-DILUTED> 1.60 <YIELD-ACTUAL> 3.32 <LOANS-NON> 50 <LOANS-PAST> 3 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 50 <ALLOWANCE-OPEN> 638 <CHARGE-OFFS> 6 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 977 <ALLOWANCE-DOMESTIC> 889 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 88