UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported) January 7, 2000
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BAY BANKS OF VIRGINIA, INC.
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(Exact Name of Registrant as Specified in Charter)
Virginia 0-22955 54-1838100
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(State or Other Jurisdiction of (Commission File Number) (IRS Employer
Incorporation) Identification No.)
100 S. Main Street, Kilmarnock, Virginia 22482
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (804) 435-1171
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N/A
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(Former Name or Former Address, if Changed Since Last Report)
Item 5. Other Events.
Bay Banks of Virginia in Kilmarnock, Virginia has created a subsidiary,
Bay Trust Company. The new subsidiary acquired the assets of the Trust
Department of the Bank of Lancaster in Kilmarnock, Virginia, also a subsidiary
of Bay Banks of Virginia.
A copy of the press release relating to the announcement is attached as
an exhibit hereto.
Item 7. Financial Statements and Exhibits.
(a) Financial Statements of Businesses Acquired.
Not applicable.
(b) Pro Forma Financial Information.
Not applicable.
(c) Exhibits.
99.1 Press Release, dated January 5, 2000.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
BAY BANKS OF VIRGINIA, INC.
By: /s/ Austin L. Roberts, III
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Austin L. Roberts, III
President and CEO
August 24, 1999
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EXHIBIT INDEX
Number Description of Exhibit
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99.1 Press Release, dated January 5, 2000.