UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2000 PINNACLE BANKSHARES CORPORATION (Exact Name of Registrant as specified in its Charter) Virginia 000-23909 54-1832714 (State or other jurisdiction of (Commission File Number) (IRS Employer incorporation) Identification) P.O. Box 29 Altavista, Virginia 24517 (804) 369-3000 (Address, including zip code, and telephone number, including area code, or registrant's principal executive offices) ------------------------------------- DAWN P. CRUSINBERRY Vice President and Chief Financial Officer Pinnacle Bankshares Corporation P.O. Box 29 Altavista, Virginia 24517 (804) 369-3000 (Name, address, including zip code, and the telephone number, including area code, of agent for service) ---------------------------------------------------------------------- Not Applicable (Former name or former, if changed since last report.) Item 5. Other Events. On May 12, 2000, Pinnacle Bankshares Corporation, a Virginia corporation (the "Company"), declared a two-for-one split of the Company's Common Stock. The additional shares issuable in the split will be distributed on or about June 16, 2000, to shareholders of record on May 19, 2000. Additional information with respect to the split is included in the Company's press release, dated May 12, 2000, a copy of which is filed herewith as Exhibit 20.1, and incorporated herein by reference. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. PINNACLE BANKSHARES CORPORATION Date: May 12, 2000 By: /s/ Dawn P. Crusinberry ----------------------------- Dawn P. Crusinberry Vice President and Chief Financial Officer #743239