Exhibit 23(c)


                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS


    As independent public accountants, we hereby consent to the incorporation by
reference in this registration statement of our report dated April 27, 2001,
included in BB&T Corporation's Form 8-K dated April 27, 2001, and to all
references to our firm included in this registration statement. Our report dated
January 26, 2001, included in BB&T Corporation's financial statements previously
filed on Form 10-K and incorporated by reference in this registration statement
is no longer appropriate since restated financial statements have been presented
giving effect to a business combination accounted for as a pooling of interests.


                                               /s/ ARTHUR ANDERSEN LLP


Charlotte, North Carolina
May 4, 2001