EXHIBIT 13.1 Exhibit 13.1 (from Annual Report to Shareholders) STOCKHOLDER INFORMATION COMMON STOCK Eastern Virginia Bankshares common stock is traded on the NASDAQ Small Cap Market under the symbol EVBS. On December 31, 2002, there were approximately 2,000 shareholders. The CUSIP number is 277196101 COMMON STOCK PRICE --------------------------------------------------------- 2002 2001 HIGH LOW HIGH LOW --------------------------------------------------------- First Quarter $ 17.00 $ 14.02 $ 17.50 $ 14.25 --------------------------------------------------------- Second Quarter 18.80 16.10 17.00 14.60 --------------------------------------------------------- Third Quarter 18.80 17.50 15.60 14.25 --------------------------------------------------------- Fourth Quarter 18.58 16.52 15.40 13.87 --------------------------------------------------------- DIVIDENDS DECLARED --------------------------------- 2002 2001 --------------------------------- First Quarter $ 0.13 $ 0.13 --------------------------------- Second Quarter 0.13 0.13 --------------------------------- Third Quarter 0.14 0.13 --------------------------------- Fourth Quarter 0.14 0.13 --------------------------------- INVESTOR RELATIONS Eastern Virginia Bankshares' Annual Report, Form 10-K and other corporate publications are available to shareholders on request without charge by writing: Ronald L. Blevins Eastern Virginia Bankshares, Inc. P. O. Box 1455 Tappahannock, VA 22560 (804) 443-8423 Fax (804) 445-1047 TRANSFER AGENT Shareholders requiring information on stock transfers, lost certificates, dividends and other shareholder matters should contact the transfer agent: Eastern Virginia Bankshares, Inc. Stock Transfer Agent P. O. Box 1455 Tappahannock, VA 22560 (804) 443-8421 Toll free 1-866-443-8421 1