<ARTICLE> 9
<LEGEND>  THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
          CITY HOLDING COMPANY'S UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS
          AS OF JUNE 30, 1995, AND THE SIX MONTHS THEN ENDED AND IS QUALIFIED
          IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
<MULTIPLIER> 1,000
       
                                 
<PERIOD-TYPE>                      6-MOS
<FISCAL-YEAR-END>                                  DEC-31-1995
<PERIOD-END>                                       JUN-30-1995
<CASH>                                                  23,652
<INT-BEARING-DEPOSITS>                                       0
<FED-FUNDS-SOLD>                                             0
<TRADING-ASSETS>                                             0
<INVESTMENTS-HELD-FOR-SALE>                             71,217
<INVESTMENTS-CARRYING>                                 114,543
<INVESTMENTS-MARKET>                                   115,203
<LOANS>                                                555,905
<ALLOWANCE>                                              6,034
<TOTAL-ASSETS>                                         873,543
<DEPOSITS>                                             671,794
<SHORT-TERM>                                           128,149
<LIABILITIES-OTHER>                                      6,903
<LONG-TERM>                                              5,325
<COMMON>                                                 9,451
<PREFERRED-MANDATORY>                                        0
<PREFERRED>                                                  0
<OTHER-SE>                                              51,921
<TOTAL-LIABILITIES-AND-EQUITY>                         873,543
<INTEREST-LOAN>                                         25,003
<INTEREST-INVEST>                                        5,939
<INTEREST-OTHER>                                            10
<INTEREST-TOTAL>                                        30,952
<INTEREST-DEPOSIT>                                      11,245
<INTEREST-EXPENSE>                                      13,655
<INTEREST-INCOME-NET>                                   17,297
<LOAN-LOSSES>                                              373
<SECURITIES-GAINS>                                           6
<EXPENSE-OTHER>                                         14,340
<INCOME-PRETAX>                                          5,210
<INCOME-PRE-EXTRAORDINARY>                               3,554
<EXTRAORDINARY>                                              0
<CHANGES>                                                    0
<NET-INCOME>                                             3,554
<EPS-PRIMARY>                                              .94
<EPS-DILUTED>                                              .94
<YIELD-ACTUAL>                                            4.71
<LOANS-NON>                                              1,577
<LOANS-PAST>                                               736
<LOANS-TROUBLED>                                           258
<LOANS-PROBLEM>                                            514
<ALLOWANCE-OPEN>                                         6,017
<CHARGE-OFFS>                                              547
<RECOVERIES>                                               191
<ALLOWANCE-CLOSE>                                        6,034
<ALLOWANCE-DOMESTIC>                                         0
<ALLOWANCE-FOREIGN>                                          0
<ALLOWANCE-UNALLOCATED>                                      0