<ARTICLE> 9
       
                                                  
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1994
<PERIOD-END>                               DEC-31-1995             DEC-31-1994
<CASH>                                         497,268                 472,142
<INT-BEARING-DEPOSITS>                             788                   4,330
<FED-FUNDS-SOLD>                                33,900                 156,030
<TRADING-ASSETS>                                19,630                   8,970
<INVESTMENTS-HELD-FOR-SALE>                  2,599,767               2,582,348
<INVESTMENTS-CARRYING>                               0                 150,713
<INVESTMENTS-MARKET>                                 0                 144,776
<LOANS>                                      5,122,726               4,129,239
<ALLOWANCE>                                     75,845                  71,052
<TOTAL-ASSETS>                               8,530,807               7,966,540
<DEPOSITS>                                   6,954,401               6,697,400
<SHORT-TERM>                                   635,728                 500,568
<LIABILITIES-OTHER>                            119,283                  84,868
<LONG-TERM>                                     88,346                  90,145
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                     58,720                  59,954
<COMMON>                                       191,408                 188,146
<OTHER-SE>                                     482,921                 345,459
<TOTAL-LIABILITIES-AND-EQUITY>               8,530,807               7,966,540
<INTEREST-LOAN>                                410,039                 320,319
<INTEREST-INVEST>                              183,288                 180,388
<INTEREST-OTHER>                                 5,167                   6,586
<INTEREST-TOTAL>                               598,494                 507,293
<INTEREST-DEPOSIT>                             210,942                 148,843
<INTEREST-EXPENSE>                             255,150                 183,788
<INTEREST-INCOME-NET>                          343,344                 323,505
<LOAN-LOSSES>                                   30,600                (10,418)
<SECURITIES-GAINS>                            (11,413)                (43,461)
<EXPENSE-OTHER>                                337,204                 306,311
<INCOME-PRETAX>                                115,406                 118,799
<INCOME-PRE-EXTRAORDINARY>                      75,951                  80,227
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    75,951                  80,227
<EPS-PRIMARY>                                     1.89                    2.01
<EPS-DILUTED>                                     1.87                    1.98
<YIELD-ACTUAL>                                    8.10                    7.15
<LOANS-NON>                                     53,361                  15,823
<LOANS-PAST>                                    20,668                  12,215
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                71,052                  85,604
<CHARGE-OFFS>                                 (37,960)                (16,239)
<RECOVERIES>                                    11,011                  12,105
<ALLOWANCE-CLOSE>                               75,845                  71,052
<ALLOWANCE-DOMESTIC>                            75,845                  71,052
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         14,229                  13,166