<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                          10,540
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                11,527
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     16,084
<INVESTMENTS-CARRYING>                           8,079
<INVESTMENTS-MARKET>                             8,089
<LOANS>                                        644,336
<ALLOWANCE>                                      6,482
<TOTAL-ASSETS>                                 713,931
<DEPOSITS>                                     575,942
<SHORT-TERM>                                    33,098
<LIABILITIES-OTHER>                              7,725
<LONG-TERM>                                     42,052
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        55,114
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>                 713,931
<INTEREST-LOAN>                                 41,797
<INTEREST-INVEST>                                1,918
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                43,715
<INTEREST-DEPOSIT>                              19,620
<INTEREST-EXPENSE>                              23,230
<INTEREST-INCOME-NET>                           20,485
<LOAN-LOSSES>                                    1,344
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 14,410
<INCOME-PRETAX>                                  9,816
<INCOME-PRE-EXTRAORDINARY>                       6,199
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,199
<EPS-PRIMARY>                                     1.07
<EPS-DILUTED>                                     1.07
<YIELD-ACTUAL>                                    3.88
<LOANS-NON>                                     14,571
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  4,437
<ALLOWANCE-OPEN>                                 6,373
<CHARGE-OFFS>                                    1,278
<RECOVERIES>                                        43
<ALLOWANCE-CLOSE>                                6,482
<ALLOWANCE-DOMESTIC>                             6,482
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          5,862