<ARTICLE> 7
<LEGEND>

This filing contains summary financial information extracted from the
current year' Form 10-K and is qualified in its entirety by reference
to such Form 10-K
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               DEC-31-1996
<DEBT-HELD-FOR-SALE>                               779
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                          35
<MORTGAGE>                                         375
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                    1285
<CASH>                                               1
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                             102
<TOTAL-ASSETS>                                    1424
<POLICY-LOSSES>                                    682
<UNEARNED-PREMIUMS>                                 27
<POLICY-OTHER>                                      13
<POLICY-HOLDER-FUNDS>                               75
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             5
<OTHER-SE>                                         543
<TOTAL-LIABILITY-AND-EQUITY>                      1424
<PREMIUMS>                                         118
<INVESTMENT-INCOME>                                 89
<INVESTMENT-GAINS>                                   7
<OTHER-INCOME>                                       0
<BENEFITS>                                          95
<UNDERWRITING-AMORTIZATION>                         17
<UNDERWRITING-OTHER>                                38
<INCOME-PRETAX>                                     64
<INCOME-TAX>                                        22
<INCOME-CONTINUING>                                 42
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
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<EPS-PRIMARY>                                     2.46
<EPS-DILUTED>                                     2.46
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0