AMENDMENT TO PARTICIPATION AGREEMENT AMONG VARIABLE INSURANCE PRODUCTS FUND II FIDELITY DISTRIBUTORS CORPORATION and RELIASTAR BANKERS SECURITY LIFE INSURANCE COMPANY WHEREAS, RELIASTAR BANKERS SECURITY LIFE INSURANCE COMPANY (the "Company"), VARIABLE INSURANCE PRODUCTS FUND II (the "Fund") and FIDELITY DISTRIBUTORS CORPORATION have previously entered into a Participation Agreement (the "Agreement") containing, among other things, certain arrangements concerning the formats in which the Company can receive Fund prospectuses and Statements of Additional Information; and WHEREAS, the Company desires to receive electronic versions of the Fund's prospectus and Statement of Additional Information and supplements thereto; NOW, THEREFORE, the parties do hereby agree to amend the Agreement to add the following to the provisions of Article III: The Company may also choose to receive the Fund's prospectus and Statement of Additional Information in electronic format. The file format shall be such as may be mutually agreed to by the Fund and the Company from time to time. The Company shall make no changes whatsoever to the file, or to the material constituting the printed output of the file, unless such changes shall have been approved in writing by the Fund or its designee. The Company shall be responsible for compliance with all regulatory requirements related to delivery of electronic prospectuses, including, without limitation, the 1940 Act, the 1933 Act, and related SEC releases. IN WITNESS WHEREOF we have set our hand as of the 24th day of July, 1997. RELIASTAR BANKERS SECURITY LIFE INSURANCE COMPANY By: /s/ Wayne R. Huneke ---------------------------------- Name: Wayne R. Huneke -------------------------------- Title: Vice President ------------------------------- VARIABLE INSURANCE PRODUCTS FUND II FIDELITY DISTRIBUTORS CORPORATION By: /s/ J. Gary Burkhead By: /s/ Paul J. Hondros ----------------------------- ------------------------- J. Gary Burkhead Paul J. Hondros Senior Vice President President AMENDMENT NO. 3 Amendment to the Participation Agreement among ReliaStar Life Insurance Company of New York (formerly ReliaStar Bankers Security Life Insurance Company) (the "Company"), Variable Insurance Products Fund II (the "Fund") and Fidelity Distributors Corporations (the "Underwriter") dated March 9, 1995 (the "Agreement"). 1) Paragraph 1 on page 1 of the Agreement is hereby amended by inserting the Company's present name, "ReliaStar Life Insurance Company of New York," in place of its former name. 2) Schedule A is hereby revised to read as follows: SCHEDULE A CONTRACTS February 18, 1998 Policy Form Numbers of Name of Separate Account and Contracts Funded by Date Established by Board of Directors Separate Account Separate Account M -- 3/81 B-ORD-1928-90 Separate Account P -- 12/81 Separate Account Q -- 9/82 ReliaStar Life Insurance Company of New York Variable Life Separate Account I -- 3/82 85-251; 85-438 3) Schedule C is hereby revised to read as follows: SCHEDULE C December 20, 1996 Other investment companies currently available under variable annuities or variable life insurance issued by the Company: Oppenheimer Variable Account Funds Alliance Capital Management Funds USLICO Series Fund (an in-house fund that supports ReliaStar Bankers Security life Insurance Company's and United Services Life Insurance Company's variable life insurance products.) Putnam Capital Manager Trust Funds Northstar Variable Trust Portfolios OCC Accumulation Trust Portfolios Neuberger&Berman Advisors Management Trust Portfolios Janus Aspen Series Portfolios The Alger American Fund Portfolios IN WITNESS WHEREOF, each of the parties has caused this Amendment to be executed in its name and on its behalf by its duly authorized representative as of March 3, 1998. ReliaStar Life Insurance Company of New York By: Name: Stewart D. Gregg Title: Assistant Secretary Variable Insurance Products Fund II By: Name: Title: Fidelity Distributors Corporation By: Name: Title: