Consent of Ernst & Young LLP, Independent Auditors

We consent to the reference to our firm under the caption "Experts" and "Change
in Auditors" and to the use of our reports dated February 8, 1996, with respect
to the consolidated financial statements and the related financial statement
schedules of The Life Insurance Company of Virginia and subsidiaries and Life of
Virginia Separate Account II, in the Post-Effective Amendment No. 1 to the
Registration Statement (Form S-6 No. 333-41031) and related Prospectus of Life
of Virginia Separate Account II of the registration of an indefinite amount of
securities.



                                        ERNST & YOUNG LLP

Richmond, Virginia
April 27, 1998