<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM TFC
ENTERPRISES,  INC. ANNUAL REPORT ON FORM 10-K FOR THE YEAR-ENDED DECEMBER 31,
1998.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                           1,868
<SECURITIES>                                         0
<RECEIVABLES>                                  178,090
<ALLOWANCES>                                    22,195
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                           6,266
<DEPRECIATION>                                   4,317
<TOTAL-ASSETS>                                 172,597
<CURRENT-LIABILITIES>                          130,917
<BONDS>                                              0
<PREFERRED-MANDATORY>                               50
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      35,282
<TOTAL-LIABILITY-AND-EQUITY>                   172,597
<SALES>                                         39,085
<TOTAL-REVENUES>                                40,147
<CGS>                                                0
<TOTAL-COSTS>                                   22,283
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                   737
<INTEREST-EXPENSE>                              12,952
<INCOME-PRETAX>                                  4,175
<INCOME-TAX>                                       150
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,025
<EPS-PRIMARY>                                      .36
<EPS-DILUTED>                                      .33