[ARTICLE] 5
[CIK] 0000916823
[NAME] UNITED FINANCIAL MORTGAGE CORP

                                                  
[PERIOD-TYPE]                   YEAR                   YEAR
[FISCAL-YEAR-END]                          APR-30-1999             APR-30-2000
[PERIOD-END]                               APR-30-1999             APR-30-2000
[CASH]                                       4,344,937               3,606,156
[SECURITIES]                                         0                       0
[RECEIVABLES]                                        0                       0
[ALLOWANCES]                                         0                       0
[INVENTORY]                                          0                       0
[CURRENT-ASSETS]                            38,946,588              35,799,830
[PP&E]                                         645,519                 705,669
[DEPRECIATION]                               (276,512)               (365,801)
[TOTAL-ASSETS]                              38,946,588              35,799,830
[CURRENT-LIABILITIES]                       33,168,004              30,409,360
[BONDS]                                              0                       0
[PREFERRED-MANDATORY]                                0                       0
[PREFERRED]                                    315,000                 315,000
[COMMON]                                     6,529,332               6,510,938
[OTHER-SE]                                           0                       0
[TOTAL-LIABILITY-AND-EQUITY]                39,795,236              36,918,230
[SALES]                                      8,571,594               9,051,395
[TOTAL-REVENUES]                            10,045,228              10,896,324
[CGS]                                                0                       0
[TOTAL-COSTS]                                        0                       0
[OTHER-EXPENSES]                             8,230,699               9,575,640
[LOSS-PROVISION]                                     0                       0
[INTEREST-EXPENSE]                           1,054,921               1,439,021
[INCOME-PRETAX]                                759,608               (118,337)
[INCOME-TAX]                                   339,228                (75,079)
[INCOME-CONTINUING]                            420,380                (43,258)
[DISCONTINUED]                                       0                       0
[EXTRAORDINARY]                                      0                       0
[CHANGES]                                     (67,665)                (38,500)
[NET-INCOME]                                   352,715                (81,758)
[EPS-BASIC]                                        .09                   (.02)
[EPS-DILUTED]                                      .09                   (.02)