<ARTICLE> 5
<CIK> 0000916823
<NAME> UNITED FINANCIAL MORTGAGE CORP

                                                  
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          APR-30-2000             APR-30-2001
<PERIOD-START>                             MAY-01-1999             MAY-01-2000
<PERIOD-END>                               JUL-31-1999             JUL-31-2000
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<OTHER-SE>                                           0                       0
<TOTAL-LIABILITY-AND-EQUITY>                36,871,802              31,054,807
<SALES>                                      2,430,230               2,402,571
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<CGS>                                                0                       0
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<LOSS-PROVISION>                                     0                       0
<INTEREST-EXPENSE>                             472,764                 515,103
<INCOME-PRETAX>                                116,505                 125,911
<INCOME-TAX>                                    47,767                  54,446
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<NET-INCOME>                                    68,738                  71,465
<EPS-BASIC>                                        .02                     .02
<EPS-DILUTED>                                      .02                     .02