<ARTICLE> 5
<CIK> 0000916823
<NAME> UNITED FINANCIAL MORTGAGE CORP

                                                  
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          APR-30-1998             APR-30-1999
<PERIOD-START>                             MAY-01-1997             MAY-01-1998
<PERIOD-END>                               APR-30-1998             APR-30-1999
<CASH>                                       1,974,011               4,344,937
<SECURITIES>                                         0                       0
<RECEIVABLES>                                        0                       0
<ALLOWANCES>                                         0                       0
<INVENTORY>                                          0                       0
<CURRENT-ASSETS>                            16,885,708              38,946,588
<PP&E>                                         342,771                 645,519
<DEPRECIATION>                               (200,484)               (276,512)
<TOTAL-ASSETS>                              17,808,084              39,795,236
<CURRENT-LIABILITIES>                       14,536,555              33,168,004
<BONDS>                                              0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                  1,065,000                 315,000
<COMMON>                                     2,382,895               6,529,332
<OTHER-SE>                                           0                       0
<TOTAL-LIABILITY-AND-EQUITY>                17,808,084              39,795,236
<SALES>                                      6,730,416               8,571,594
<TOTAL-REVENUES>                             7,382,596              10,045,228
<CGS>                                                0                       0
<TOTAL-COSTS>                                        0                       0
<OTHER-EXPENSES>                             6,125,087               8,230,699
<LOSS-PROVISION>                                     0                       0
<INTEREST-EXPENSE>                             975,953               1,054,921
<INCOME-PRETAX>                                281,556                 759,608
<INCOME-TAX>                                    40,127                 339,228
<INCOME-CONTINUING>                            241,429                 420,380
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                (67,665)
<NET-INCOME>                                   241,429                 352,715
<EPS-BASIC>                                        .08                     .09
<EPS-DILUTED>                                      .07                     .09