Exhibit 24.3



                       Consent of Independent Accountants


The Board of Directors
Intervest Bancshares Corporation
New York, New York:


We consent to the  reference to our firm under the caption  "Experts" and to the
use of our report  dated  January  18,  2001 with the  respect to the  financial
statements of Intervest  Corporation  of New York  included in the  Registration
Statement  (Post-Effective  Amendment  No.  3 on  Form  S-1  to  Form  SB-2  No.
333-64177) and related prospectus of Intervest Bancshares Corporation.




Richard A. Eisner & Company, LLP
New York, New York
June 20, 2001