Exhibit 99.1

                                  Certification
                       Pursuant To 18 U.S.C. Section 1350,
                             As Adopted Pursuant To
                  Section 906 of The Sarbanes-Oxley Act of 2002

     In  connection  with the filing of the  Annual  Report on Form 10-K for the
year ended December 31, 2002 (the "Report") by Intervest Bancshares  Corporation
(the  "Company"),  the  undersigned,  as the  principal  executive and principal
financial  officer of the Company,  hereby  certifies  pursuant to 18 U.S.C. ss.
1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that, to
my knowledge:

(1)  The Report fully complies with the  requirements  of section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and
(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.

/s/ Lowell S. Dansker
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Lowell S. Dansker, President and Treasurer
(Principal Executive and Financial Officer)
February 26, 2003