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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of Earliest Event Reported): April 14, 2003

                        INTERVEST BANCSHARES CORPORATION
               (Exact Name of Registrant as Specified in Charter)

         Delaware                                                13-3699013
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(State or other jurisdiction                                  (IRS Employer
     of incorporation)                                    Identification Number)

                                    000-23377
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                            (Commission File Number)


10 Rockefeller Plaza, Suite 1015, New York, New York               10020-1903
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    (Address of Principal Executive Offices)                       (Zip Code)


        Registrant's Telephone Number Including Area Code: (212) 218-2800
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Item 9. Regulation FD Disclosure

On April 14, 2003, the registrant  issued an earnings release related to the its
quarterly  period ended March 31, 2003 and the text of that  announcement is, as
required by Item 12 of Form 8-K, attached hereto as Exhibit 99.1.











                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.



                                          INTERVEST BANCSHARES CORPORATION



Date: April 14, 2003                   By:    /s/ Lowell S. Dansker
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                                              Lowell S. Dansker,  President  and
                                              Treasurer
                                             (Principal  Executive  Officer  and
                                              Principal Financial Officer)






                                INDEX TO EXHIBITS


Exhibit No.             Description
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99.1                    Press Release dated April 14, 2003