<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from SEC Form
10-QSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0000919624
<NAME> HARVEST HOME FINANCIAL
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          SEP-30-1997
<PERIOD-START>                             OCT-01-1996
<PERIOD-END>                               JUN-30-1997
<CASH>                                             436
<INT-BEARING-DEPOSITS>                           1,916
<FED-FUNDS-SOLD>                                   600
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     36,881
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         45,063
<ALLOWANCE>                                        117
<TOTAL-ASSETS>                                  87,596
<DEPOSITS>                                      57,072
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                525
<LONG-TERM>                                     19,650
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      10,349
<TOTAL-LIABILITIES-AND-EQUITY>                  87,596
<INTEREST-LOAN>                                  2,571
<INTEREST-INVEST>                                1,707
<INTEREST-OTHER>                                   131
<INTEREST-TOTAL>                                 4,409
<INTEREST-DEPOSIT>                               2,063
<INTEREST-EXPENSE>                               2,679
<INTEREST-INCOME-NET>                            1,730
<LOAN-LOSSES>                                        6
<SECURITIES-GAINS>                                   7
<EXPENSE-OTHER>                                  1,035
<INCOME-PRETAX>                                    740
<INCOME-PRE-EXTRAORDINARY>                         491
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       491
<EPS-PRIMARY>                                      .55
<EPS-DILUTED>                                      .55
<YIELD-ACTUAL>                                    2.84
<LOANS-NON>                                        100
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   111
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  117
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            117