Chevy Chase Master Credit Card Trust II Series 1995-A 1996 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust II Series 1995-A Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis for year ended December 31, 1996: A. 1. The total amount of the distribution to Class A Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 58.51 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount .............. $ 58.51 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount ............. $ 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 59.63 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount .............. $ 59.63 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ............. $ 0.00 Page 7 Chevy Chase Master Credit Card Trust II Series 1995-C 1996 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust II Series 1995-C Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis fo year ended December 31, 1996: A. 1. The total amount of the distribution to Class A Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 58.77 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount .......... $ 58.77 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount .......... $ 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 60.05 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount .............. $ 60.05 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ............. $ 0.00 Page 8 Chevy Chase Master Credit Card Trust II Series 1996-A 1996 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust II Series 1996-A Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis for the year ended December 31, 1996: A. 1. The total amount of the distribution to Class A Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 12.32 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount .............. $ 12.32 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount ............. $ 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 12.82 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount .............. $ 12.82 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ............. $ 0.00 Page 9 Chevy Chase Master Credit Card Trust II Series 1996-C 1996 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust II Series 1996-C Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis fo year ended December 31, 1996: A. 1. The total amount of the distribution to Class A Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 0.00 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount .............. $ 0.00 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount ............. $ 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1996 per $1,000 original certificate principal amount ..... $ 0.00 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount .............. $ 0.00 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ............. $ 0.00 Page 10