Chevy Chase Master Credit Card Trust II Series 1995-A 1997 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust Series 1995-A Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis for the year ended December 31, 1997: A. 1. The total amount of the distribution to Class A Certificateholders during 1997 per $1,000 original certificate principal amount ... 59.25 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount ........... 59.25 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount ........... 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1997 per $1,000 original certificate principal amount .. 60.37 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount ........... 60.37 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ........... 0.00 Page 7 Chevy Chase Master Credit Card Trust II Series 1995-C 1997 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust Series 1995-C Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis for the year ended December 31, 1997: A. 1. The total amount of the distribution to Class A Certificateholders during 1997 per $1,000 original certificate principal amount .. 59.35 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount ........... 59.35 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount ........... 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1997 per $1,000 original certificate principal amount .. 60.62 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount ........... 60.62 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ........... 0.00 Page 8 Chevy Chase Master Credit Card Trust II Series 1996-A 1997 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust Series 1996-A Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis for the year ended December 31, 1997: A. 1. The total amount of the distribution to Class A Certificateholders during 1997 per $1,000 original certificate principal amount .. 58.24 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount ........... 58.24 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount ........... 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1997 per $1,000 original certificate principal amount .. 60.52 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount ........... 60.52 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ........... 0.00 Page 9 Chevy Chase Master Credit Card Trust II Series 1996-C 1997 Distributions Pursuant to Section 5.2 (c) of the Chevy Chase Master Credit Card Trust Series 1996-C Supplement to the Agreement, Chevy Chase Bank, F.S.B. must provide the following information on an aggregate basis for the year ended December 31, 1997: A. 1. The total amount of the distribution to Class A Certificateholders during 1997 per $1,000 original certificate principal amount .. 53.35 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 original certificate principal amount ........... 53.35 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class A Certificates, per $1,000 original certificate principal amount ........... 0.00 B. 1. The total amount of the distribution to Class B Certificateholders during 1997 per $1,000 original certificate principal amount .. 55.53 2. The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 original certificate principal amount ........... 55.53 3. The amount of the distribution set forth in paragraph 1 above in respect of principal on the Class B Certificates, per $1,000 original certificate principal amount ........... 0.00 Page 10