<ARTICLE>                                            9
<LEGEND>
     This Schedule  Contains Summary  Financial  Information
Extracted From (a) Item 7 - "Financial  Statements And
Supplementary  Data" And Is Qualified In Its Entirety By Reference
To Such (b) Financial  Statements  Included In This Report And
Incorporated Herein By Reference.
</LEGEND>
<CIK>                             0000921085
<NAME>                 CENTRAL COAST BANCORP
<MULTIPLIER>                           1,000

                                   
<PERIOD-TYPE>                          3-mos
<FISCAL-YEAR-END>                DEC-31-2000
<PERIOD-START>                   JAN-01-2000
<PERIOD-END>                     MAR-31-2000
<CASH>                                37,532
<INT-BEARING-DEPOSITS>                     0
<FED-FUNDS-SOLD>                       26803
<TRADING-ASSETS>                           0
<INVESTMENTS-HELD-FOR-SALE>          139,738
<INVESTMENTS-CARRYING>                     0
<INVESTMENTS-MARKET>                       0
<LOANS>                              395,929
<ALLOWANCE>                            6,136
<TOTAL-ASSETS>                       609,902
<DEPOSITS>                           546,542
<SHORT-TERM>                               0
<LIABILITIES-OTHER>                    4,934
<LONG-TERM>                            4,219
<PREFERRED-MANDATORY>                      0
<PREFERRED>                                0
<COMMON>                              49,371
<OTHER-SE>                             4,836
<TOTAL-LIABILITIES-AND-EQUITY>       609,902
<INTEREST-LOAN>                        9,213
<INTEREST-INVEST>                      2,236
<INTEREST-OTHER>                         116
<INTEREST-TOTAL>                      11,565
<INTEREST-DEPOSIT>                     3,914
<INTEREST-EXPENSE>                     4,062
<INTEREST-INCOME-NET>                  7,503
<LOAN-LOSSES>                            526
<SECURITIES-GAINS>                         0
<EXPENSE-OTHER>                        4,120
<INCOME-PRETAX>                        3,403
<INCOME-PRE-EXTRAORDINARY>             3,403
<EXTRAORDINARY>                            0
<CHANGES>                                  0
<NET-INCOME>                           2,076
<EPS-BASIC>                             0.29
<EPS-DILUTED>                           0.29
<YIELD-ACTUAL>                           5.7
<LOANS-NON>                              546
<LOANS-PAST>                             476
<LOANS-TROUBLED>                           0
<LOANS-PROBLEM>                            0
<ALLOWANCE-OPEN>                       5,596
<CHARGE-OFFS>                             16
<RECOVERIES>                              30
<ALLOWANCE-CLOSE>                      6,136
<ALLOWANCE-DOMESTIC>                   6,136
<ALLOWANCE-FOREIGN>                        0
<ALLOWANCE-UNALLOCATED>                    0