<ARTICLE> 9 <LEGEND> This Schedule Contains Summary Financial Information Extracted From (a) Item 7 - "Financial Statements And Supplementary Data" And Is Qualified In Its Entirety By Reference To Such (b) Financial Statements Included In This Report And Incorporated Herein By Reference. </LEGEND> <CIK> 0000921085 <NAME> CENTRAL COAST BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-mos <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <CASH> 37,532 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 26803 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 139,738 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 395,929 <ALLOWANCE> 6,136 <TOTAL-ASSETS> 609,902 <DEPOSITS> 546,542 <SHORT-TERM> 0 <LIABILITIES-OTHER> 4,934 <LONG-TERM> 4,219 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 49,371 <OTHER-SE> 4,836 <TOTAL-LIABILITIES-AND-EQUITY> 609,902 <INTEREST-LOAN> 9,213 <INTEREST-INVEST> 2,236 <INTEREST-OTHER> 116 <INTEREST-TOTAL> 11,565 <INTEREST-DEPOSIT> 3,914 <INTEREST-EXPENSE> 4,062 <INTEREST-INCOME-NET> 7,503 <LOAN-LOSSES> 526 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 4,120 <INCOME-PRETAX> 3,403 <INCOME-PRE-EXTRAORDINARY> 3,403 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,076 <EPS-BASIC> 0.29 <EPS-DILUTED> 0.29 <YIELD-ACTUAL> 5.7 <LOANS-NON> 546 <LOANS-PAST> 476 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 5,596 <CHARGE-OFFS> 16 <RECOVERIES> 30 <ALLOWANCE-CLOSE> 6,136 <ALLOWANCE-DOMESTIC> 6,136 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0