<ARTICLE> 9 <LEGEND> This Schedule Contains Summary Financial Information Extracted From (a) Item 7 - "Financial Statements And Supplementary Data" And Is Qualified In Its Entirety By Reference To Such (b) Financial Statements Included In This Report And Incorporated Herein By Reference. </LEGEND> <CIK> 0000921085 <NAME> CENTRAL COAST BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-mos <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JUL-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 41,297 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 14,461 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 140,220 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 439,838 <ALLOWANCE> 8,389 <TOTAL-ASSETS> 642,928 <DEPOSITS> 576,101 <SHORT-TERM> 0 <LIABILITIES-OTHER> 5,809 <LONG-TERM> 4,078 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 46,182 <OTHER-SE> 10,758 <TOTAL-LIABILITIES-AND-EQUITY> 642,928 <INTEREST-LOAN> 10,830 <INTEREST-INVEST> 2,353 <INTEREST-OTHER> 393 <INTEREST-TOTAL> 13,576 <INTEREST-DEPOSIT> 4,834 <INTEREST-EXPENSE> 4,901 <INTEREST-INCOME-NET> 8,675 <LOAN-LOSSES> 1,530 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 4,298 <INCOME-PRETAX> 3,519 <INCOME-PRE-EXTRAORDINARY> 3,519 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,253 <EPS-BASIC> 0.33 <EPS-DILUTED> 0.32 <YIELD-ACTUAL> 5.82 <LOANS-NON> 421 <LOANS-PAST> 70 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 7,018 <CHARGE-OFFS> 181 <RECOVERIES> 22 <ALLOWANCE-CLOSE> 8,389 <ALLOWANCE-DOMESTIC> 8,389 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0