SECURITIES & EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 22, 2003
CENTRAL COAST BANCORP
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(Exact name of registrant as specified in its charter)
STATE OF CALIFORNIA 0-25418 77-0367061
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(State or other jurisdiction) (Commission file (I.R.S. Employer
of incorporation or organization) number) Identification No.)
301 Main Street, Salinas, California 93901
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(Address of Principal Executive Offices) (Zip Code)
Registrants telephone number including area code: (831) 422-6642
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Not Applicable
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(Former name or former address, if changed since last report).
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The Exhibit Index is on Page 4
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Item 5. Other Events.
The Registrant issued a press release dated July 22, 2003 announcing net income
of $2,884,000 for the second quarter of 2003. Net income increased 13.2% over
the $2,547,000 reported for the second quarter of 2002. Diluted earnings per
share for the second quarter of 2003 increased 12.0% to $0.28 from $0.25 in the
prior year period. The annualized return on equity (ROE) and the return on
assets (ROA) for the second quarter of 2003 were 13.95% and 1.26% as compared to
14.47% and 1.20% for the same period in 2002.
Item 7. FINANCIAL STATEMENTS AND EXHIBITS.
(a) FINANCIAL STATEMENTS.
Not Applicable.
(b) PRO FORMA FINANCIAL INFORMATION.
Not Applicable.
(c) EXHIBITS.
(99.1) Press Release dated July 22, 2003
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.
CENTRAL COAST BANCORP
Date: July 22, 2003 By: /s/ ROBERT M. STANBERRY
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Robert M. Stanberry, CFO
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EXHIBIT INDEX
Sequential
Exhibit No. Description Page No.
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99.1 Press Release dated July 22, 2003 5
4