<ARTICLE> 9 <LEGEND> This Schedule Contains Summary Financial Information Extracted >From (a) Item 7 - 'Financial Statements And Supplementary Data" And Is Qualified In Its Entirety By Reference To Such (b) Financial Statements Included In This Report And Incorporated Herein By Reference. </LEGEND> <CIK> 0000921085 <NAME> CENTRAL COAST BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> Jul-01-1999 <PERIOD-END> Sep-30-1999 <CASH> 38,668 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 6,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 150,368 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 382,526 <ALLOWANCE> 5,291 <TOTAL-ASSETS> 587,529 <DEPOSITS> 516,108 <SHORT-TERM> 9,897 <LIABILITIES-OTHER> 5,869 <LONG-TERM> 4,356 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 39,521 <OTHER-SE> 11,778 <TOTAL-LIABILITIES-AND-EQUITY> 587,529 <INTEREST-LOAN> 8,457 <INTEREST-INVEST> 2,273 <INTEREST-OTHER> 25 <INTEREST-TOTAL> 10,755 <INTEREST-DEPOSIT> 3,402 <INTEREST-EXPENSE> 3,525 <INTEREST-INCOME-NET> 7,230 <LOAN-LOSSES> 418 <SECURITIES-GAINS> 45 <EXPENSE-OTHER> 4,111 <INCOME-PRETAX> 3,230 <INCOME-PRE-EXTRAORDINARY> 3,230 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,003 <EPS-BASIC> 0.31 <EPS-DILUTED> 0.30 <YIELD-ACTUAL> 5.6 <LOANS-NON> 2,039 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 4,882 <CHARGE-OFFS> 23 <RECOVERIES> 14 <ALLOWANCE-CLOSE> 5,291 <ALLOWANCE-DOMESTIC> 5,291 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0