UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 24, 2000 HMN FINANCIAL, INC. (Exact name of Registrant as specified in its Charter) DELAWARE 0-24100 41-1777397 (State or other (Commission File No.) (IRS Employer jurisdiction of Identification incorporation) Number) 101 NORTH BROADWAY, SPRING VALLEY, MINNESOTA 55975 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (507) 346-1100 Item 5. Other Events On October 24, 2000 the Registrant issued the press release attached as Exhibit 99.1 announcing declaration of dividend and appointment of Chairman, President and Chief Financial Officer. Item 7. Financial Statements and Exhibits Financial statements of business acquired Not applicable (b) Proforma financial information. Not applicable. (c) Exhibits 99.1 Press release, dated October 24, 2000 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. HMN FINANCIAL, INC. Date: October 24, 2000 By: /s/ Michael McNeil --------------------------- Michael McNeil, President 3