SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 17, 1997 HMN FINANCIAL, INC. (Exact name of Registrant as specified in its Charter) DELAWARE 0-24100 41-1777397 (State or other (Commission File No.) (IRS Employer jurisdiction of Identification incorporation) Number) 101 NORTH BROADWAY, SPRING VALLEY, MINNESOTA 55975 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (507) 346-7345 N/A _________________________________________________________________ (Former name or former address, if changed since last report) Item 5. Other Events On April 17, 1997 the Registrant issued the attached press release announcing its first quarter earnings. Item 7. Financial Statements and Exhibits (a) Exhibits 99. Press release, dated April 17, 1997. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. HMN FINANCIAL, INC. Date: April 17, 1997 By: /s/ Roger P. Weise Roger P. Weise, Chairman and Chief Executive Officer