<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheet, the consolidated statement of income and bank
records and is qualified in its entirety by reference to such report on Form
10-Q.
</LEGEND>
<CIK> 0000921557
<NAME> Republic Bancorp, Inc
<MULTIPLIER> 1
<CURRENCY> US Dollars
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1999 DEC-31-1998
<PERIOD-START> JAN-01-1999 JAN-01-1998
<PERIOD-END> SEP-30-1999 SEP-30-1998
<EXCHANGE-RATE> 1 1
<CASH> 20,929 25,537
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 185,505 170,848
<INVESTMENTS-CARRYING> 33,066 46,320
<INVESTMENTS-MARKET> 33,096 46,551
<LOANS> 990,060 867,936
<ALLOWANCE> 7,862 7,962
<TOTAL-ASSETS> 1,286,487 1,167,817
<DEPOSITS> 809,928 733,600
<SHORT-TERM> 129,977 117,059
<LIABILITIES-OTHER> 18,982 19,902
<LONG-TERM> 224,998 194,393
<PREFERRED-MANDATORY> 0 0
<PREFERRED> 0 0
<COMMON> 4,102 4,099
<OTHER-SE> 98,500 98,764
<TOTAL-LIABILITIES-AND-EQUITY> 1,286,487 1,167,817
<INTEREST-LOAN> 61,547 58,046
<INTEREST-INVEST> 9,850 10,367
<INTEREST-OTHER> 36 918
<INTEREST-TOTAL> 71,433 69,331
<INTEREST-DEPOSIT> 24,332 25,858
<INTEREST-EXPENSE> 36,061 37,934
<INTEREST-INCOME-NET> 35,372 31,397
<LOAN-LOSSES> 1,477 1,687
<SECURITIES-GAINS> 184 822
<EXPENSE-OTHER> 3,748 3,753
<INCOME-PRETAX> 13,754 17,028
<INCOME-PRE-EXTRAORDINARY> 9,139 10,926
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 9,139 10,926
<EPS-BASIC> .54 .71
<EPS-DILUTED> .52 .68
<YIELD-ACTUAL> 4.01 3.83
<LOANS-NON> 3,416 2,604
<LOANS-PAST> 923 4,207
<LOANS-TROUBLED> 1,081 1,635
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 7,862 8,176
<CHARGE-OFFS> 1,926 2,283
<RECOVERIES> 449 382
<ALLOWANCE-CLOSE> 7,862 7,962
<ALLOWANCE-DOMESTIC> 7,862 7,962
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0