The Board of Directors
BankAtlantic, a Federal Savings Bank
  As Successor in Interest to Bank of
  North America Bancorp, Inc.:


We consent to the use of our report included herein in the Form 10-Q. Our report
refers to a change in the  method of  accounting  for  investments  to adopt the
provisions  of  the  Financial   Accounting  Standards  Board's  SFAS  No.  115,
"Accounting for Certain  Investments in Debt and Equity Securities," at December
31, 1993.

                                            KPMG PEAT MARWICK LLP

                                            




Miami, Florida
October 23, 1996