<ARTICLE> 9
<LEGEND>
     This schedule contains summary financial information
extracted from the Consolidated Statement of Financial
     Condition at September 30, 1998 and the
     Consolidated Statement of Operations for the nine months
     ended September 30, 1998 and is qualified in its
     entirety by reference to such financial statements.
</LEGEND>
<CIK>                                        921768
<NAME>                                       BankAtlantic Bancorp, Inc.
<MULTIPLIER>                                                1,000
<CURRENCY>                                                        U.S. Dollars
       
                                          
<PERIOD-TYPE>                                9-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1998
<PERIOD-START>                                                    JAN-01-1998
<PERIOD-END>                                                      SEP-30-1998
<EXCHANGE-RATE>                                                   1
<CASH>                                                            88,321
<INT-BEARING-DEPOSITS>                                            0
<FED-FUNDS-SOLD>                                                  3,250
<TRADING-ASSETS>                                                  23,123
<INVESTMENTS-HELD-FOR-SALE>                                       609,115
<INVESTMENTS-CARRYING>                                            55,853
<INVESTMENTS-MARKET>                                              55,853
<LOANS>                                                           2,546,173
<ALLOWANCE>                                                       31,000
<TOTAL-ASSETS>                                                    3,682,624
<DEPOSITS>                                                        1,883,229
<SHORT-TERM>                                                      110,060
<LIABILITIES-OTHER>                                               141,410
<LONG-TERM>                                                       1,300,604
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                          371
<OTHER-SE>                                                        246,950
<TOTAL-LIABILITIES-AND-EQUITY>                                    3,682,624
<INTEREST-LOAN>                                                   157,651
<INTEREST-INVEST>                                                 33,554
<INTEREST-OTHER>                                                  0
<INTEREST-TOTAL>                                                  191,205
<INTEREST-DEPOSIT>                                                49,888
<INTEREST-EXPENSE>                                                112,831
<INTEREST-INCOME-NET>                                             78,374
<LOAN-LOSSES>                                                     9,811
<SECURITIES-GAINS>                                                1,939
<EXPENSE-OTHER>                                                   87,519
<INCOME-PRETAX>                                                   3,931
<INCOME-PRE-EXTRAORDINARY>                                        3,931
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                      2,103
<EPS-PRIMARY>                                                     0.07
<EPS-DILUTED>                                                     0.06
<YIELD-ACTUAL>                                                    7.89
<LOANS-NON>                                                       18,281
<LOANS-PAST>                                                      3,710
<LOANS-TROUBLED>                                                  10
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                                  28,450
<CHARGE-OFFS>                                                     10,342
<RECOVERIES>                                                      2,405
<ALLOWANCE-CLOSE>                                                 31,000
<ALLOWANCE-DOMESTIC>                                              30,480
<ALLOWANCE-FOREIGN>                                               520
<ALLOWANCE-UNALLOCATED>                                           0