<ARTICLE> 9
<LEGEND>
     This schedule contains summary financial information
     extracted from the Consolidated Statement of Financial
     Condition at December 31, 1998 and the
     Consolidated Statement of Operations for the year
     ended December 31, 1998 and is qualified in its
     entirety by reference to such financial statements.
</LEGEND>
<CIK>                                        0000921768
<NAME>                                       BankAtlantic Bancorp, Inc.
<MULTIPLIER>                                                1,000
<CURRENCY>                                                        U.S. Dollars
       
                                          
<PERIOD-TYPE>                                12-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1998
<PERIOD-START>                                                    JAN-01-1998
<PERIOD-END>                                                      DEC-31-1998
<EXCHANGE-RATE>                                                   1
<CASH>                                                            100,823
<INT-BEARING-DEPOSITS>                                            0
<FED-FUNDS-SOLD>                                                  0
<TRADING-ASSETS>                                                  30,005
<INVESTMENTS-HELD-FOR-SALE>                                       597,520
<INVESTMENTS-CARRYING>                                            51,811
<INVESTMENTS-MARKET>                                              51,811
<LOANS>                                                           2,635,369
<ALLOWANCE>                                                       37,950
<TOTAL-ASSETS>                                                    3,788,975
<DEPOSITS>                                                        1,925,772
<SHORT-TERM>                                                      336,986
<LIABILITIES-OTHER>                                               145,734
<LONG-TERM>                                                       1,140,043
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                          372
<OTHER-SE>                                                        240,068
<TOTAL-LIABILITIES-AND-EQUITY>                                    3,788,975
<INTEREST-LOAN>                                                   209,156
<INTEREST-INVEST>                                                 44,982
<INTEREST-OTHER>                                                  0
<INTEREST-TOTAL>                                                  254,138
<INTEREST-DEPOSIT>                                                66,714
<INTEREST-EXPENSE>                                                151,853
<INTEREST-INCOME-NET>                                             102,285
<LOAN-LOSSES>                                                     21,788
<SECURITIES-GAINS>                                                1,207
<EXPENSE-OTHER>                                                   120,665
<INCOME-PRETAX>                                                   16,712
<INCOME-PRE-EXTRAORDINARY>                                        16,712
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                     (8,034)
<EPS-PRIMARY>                                                    (0.24)
<EPS-DILUTED>                                                    (0.22)
<YIELD-ACTUAL>                                                    7.83
<LOANS-NON>                                                       23,364
<LOANS-PAST>                                                      3,182
<LOANS-TROUBLED>                                                  7
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                                  28,450
<CHARGE-OFFS>                                                     16,095
<RECOVERIES>                                                      3,050
<ALLOWANCE-CLOSE>                                                 37,950
<ALLOWANCE-DOMESTIC>                                              37,555
<ALLOWANCE-FOREIGN>                                               395
<ALLOWANCE-UNALLOCATED>                                           0